COMPREHENSIVE RISK DISCLOSURE DECLARATION FOR AUTOMATED TRADING ALGORITHMS

 THIS IS AN IMPORTANT LEGAL DOCUMENT. PLEASE READ IT CAREFULLY BEFORE SUBSCRIBING TO OR USING OUR SERVICES.

By accessing, purchasing, subscribing to, or using any automated trading algorithms, signals, software, or related services provided by ALGOINSIGHTS PTE LTD (hereinafter "the Company", "we", "us", or "our"), you ("the User", "you", "your") acknowledge, understand, and voluntarily accept all the risks associated with:

• Foreign Exchange (FX) and financial markets trading;
• The use of fully automated algorithmic trading systems;
• The operation of such systems on a Virtual Private Server (VPS) environment running continuously (24 hours a day, 5 days a week).

If you do not fully understand or cannot accept any of the terms, risks, or disclaimers contained in this document, you are strictly prohibited from using our services.

SECTION 1: DEFINITIONS AND INTERPRETATION

For the purposes of this Risk Disclosure Declaration, the following terms shall have the meanings ascribed to them below:

"Algorithm" The proprietary trading logic, code, software, robot, Expert Advisor (EA), or automated system developed by the Company that generates trading signals and/or automatically executes trades.

"MetaQuotes" A company that provides the MT4/MT5 trading platform that allows Expert Advisor (EA) to operate. 

"Automated Trading" The process by which the Algorithm, once activated by the User, independently monitors the markets, identifies trading opportunities, and submits orders to the broker without manual intervention by the User.

"VPS" / "Virtual Private Server" A remote server (hosted in a data center) that runs the Algorithm 24 hours a day, 5 days a week, ensuring continuous operation even when the User's personal computer is turned off.

"Broker" The third-party financial intermediary (e.g., retail FX broker) where the User holds a trading account and through which the Algorithm executes trades.

"Latency" The time delay between the Algorithm identifying a trading signal and the Broker confirming the execution of that trade.

"Slippage" The difference between the expected price of a trade (the signal price) and the actual price at which the trade is executed.

SECTION 2: GENERAL RISKS OF FINANCIAL MARKETS TRADING

2.1 High-Risk Activity

You acknowledge that trading in foreign exchange (FX), indices, commodities, and other financial instruments is highly speculative and involves a significant risk of loss. It is not suitable for all investors.

2.2 Leverage Risk

You understand that trading on margin (leverage) amplifies both profits and losses. A small adverse market movement can result in the loss of your entire invested capital and may expose you to additional liability beyond your deposited funds.

2.3 Volatility Risk

Financial markets are inherently volatile. Prices can change dramatically within seconds due to economic data releases, geopolitical events, central bank policy changes, and shifts in market sentiment. Such volatility can lead to substantial and immediate losses.

2.4 Liquidity Risk

Under certain extreme market conditions, liquidity may become scarce. This can result in an inability to exit positions at desired prices, widening spreads, and increased slippage.

2.5 Broker Risk

You acknowledge that the Company is not a broker and does not hold client funds. Your choice of broker, and the solvency, reliability, and execution quality of that broker, is your sole responsibility. The Company is not liable for any broker-related issues, including but not limited to: platform downtime, refusal to allow withdrawals, spread widening, requotes, or broker insolvency.

2.6 Cybersecurity Risk
You acknowledge that any online activity carries inherent cybersecurity risks, including hacking, phishing, or data breaches. While we take reasonable precautions, we cannot guarantee the absolute security of your data or communications.

2.7 Market Gaps

Markets can "gap" – open at a price significantly different from the previous close. This is common over weekends or after major news events. Stop Loss orders are not guaranteed to fill at the specified price during gaps, potentially resulting in losses far exceeding expectations.

SECTION 3: SPECIFIC RISKS OF AUTOMATED ALGORITHMIC TRADING

3.1 No Guarantee of Performance

You expressly acknowledge that our Algorithms are based on historical data and mathematical models. Past performance of any Algorithm is NOT a guarantee, indicator, or warranty of future results, profits, or performance. An Algorithm that was profitable in the past may become unprofitable in the future due to changing market conditions.

3.2 Mechanical Failure and Software Bugs

Algorithms are complex pieces of software. Despite rigorous testing, they may contain undetected errors, bugs, or logic flaws that could result in unexpected trading behavior, including but not limited to:

• Entering trades at incorrect volumes.
• Failing to exit losing positions.
• Placing duplicate orders.
• Crashing or failing to trade altogether.

3.3 Over-Optimization Risk (Curve Fitting)

Algorithms are often optimized using historical data. There is a risk that an Algorithm may be "curve-fitted" – meaning it is finely tuned to perform well on past data but fails in live, real-time markets where conditions are different.

3.4 Discontinuity Risk

Market conditions evolve. A strategy that works in a trending market may fail in a ranging market, and vice versa. The Company does not guarantee that its Algorithms will adapt to all market regimes or cycles.

3.5 Signal Error Risk

The Company does not guarantee that signals will be generated correctly, delivered in real-time, or free from errors arising from data feed corruption or calculation mistakes.

SECTION 4: VPS, LATENCY, AND EXECUTION RISK (CRITICAL)

This section is of paramount importance. Because your trades are executed automatically via a VPS, you must understand and accept the technical realities of electronic trading.

4.1 Nature of "Always-On" Automated Execution

You acknowledge that once your trading account is connected to our Algorithm via a VPS or API, trades will be executed automatically and continuously (24 hours a day, 5 days a week) whenever the pre-defined entry or exit criteria are met. The Algorithm will trade while you are asleep, away from your devices, or otherwise unable to monitor the account. You pre-approve all such trades.

4.2 Latency Defined

Latency is the inherent time delay between:

• The Algorithm identifying a trading opportunity (signal generation); and the actual execution of the order by your Broker's servers.

Latency is unavoidable in all electronic trading systems.

4.3 Sources of Latency (Disclaimer of Responsibility)

You expressly agree that the Company is NOT responsible for delays, execution failures, or price discrepancies arising from any of the following sources:

• VPS Performance: The speed and reliability of your chosen VPS provider. Factors include CPU load, RAM availability, network congestion, and the physical distance between the VPS data center and your Broker's servers.
• Broker Infrastructure: The processing speed of your Broker's order matching engine, their liquidity providers, and their trade servers. Brokers may experience slowdowns during high-impact news events.
• Internet Backbone: The physical path data takes via undersea cables and routers. Packet loss, routing inefficiencies, and ISP-level issues are beyond the Company's control.
• Force Majeure / Data Feed Divergence: Our Algorithm generates signals based on specific data feeds. Your Broker may use a different liquidity provider, resulting in price discrepancies.

4.4 Price Slippage (The Direct Result of Latency)

You acknowledge that latency directly results in slippage. Slippage is the difference between the expected price of a trade (the signal price) and the price at which the trade is actually executed.

• Positive Slippage: The trade executes at a price better than expected. (You retain the benefit).
• Negative Slippage: The trade executes at a price worse than expected. (You bear the loss).

The Company does NOT guarantee "fill at signal price" or "fill at requested price." You accept that all trades are subject to the prices available in the market at the exact millisecond your order reaches the Broker's matching engine.

4.5 Broker Connectivity and API Risks

You are solely responsible for maintaining a stable API connection between your VPS/Algorithm and your Broker. The Company is not liable for:

• API disconnections or failed authentication.
• Broker-imposed rate limits on API requests.
• Changes to the Broker's API or MetaQuote's API that render the Algorithm to be incompatible and non-functional.

4.6 VPS Selection and Maintenance

You warrant that you will select a VPS provider with:

• Low-latency connectivity to your chosen Broker.
• Sufficient processing power and memory to run the Algorithm smoothly.
• High uptime guarantees (99.9% or higher).

SECTION 5: USER RESPONSIBILITY, ELIGIBILITY, AND CONDUCT

5.1 Sole Responsibility for Trading Decisions

You confirm that you are solely responsible for all trading decisions made by the Algorithm on your behalf. The Algorithm is a tool, and you bear full responsibility for enabling it, disabling it, and accepting its results.

5.2 Risk Capital

You warrant that you are trading only with genuine "risk capital" – money you can afford to lose without jeopardizing your standard of living, family obligations, or financial security. You will not use funds required for living expenses, retirement, education, mortgages, or borrowed money.

5.3 Knowledge and Experience

You represent that you have sufficient knowledge and experience to:

Understand the risks of automated trading.

• Evaluate the performance of an Algorithm.
• Troubleshoot basic technical issues related to VPS and broker connectivity.

5.4 Jurisdictional Compliance

You are solely responsible for ensuring that:

• Trading in the Forex market is legal in your country of residence or citizenship.
• Your use of our Algorithms complies with all applicable local laws and regulations.
• You report and pay any taxes due on trading profits to the appropriate authorities.

5.5 Broker Selection and Due Diligence

You acknowledge that the Company is not a Broker and does not hold client funds. You are solely responsible for:

• Selecting a reputable, regulated Broker.
• Verifying the Broker's financial stability and regulatory compliance.
• Understanding the Broker's execution policies, slippage policy, and fees (spreads, commissions, swaps, overnight funding).

5.6 Monitoring Obligation

While the Algorithm runs 24/5 on a VPS, you retain the responsibility to periodically monitor its performance. You should review your trading account regularly to ensure the Algorithm is behaving as expected and to intervene manually if you deem it necessary.

SECTION 6: LEGAL LIABILITY, DISCLAIMERS, AND INDEMNIFICATION

6.1 No Advice or Fiduciary Relationship

The Company is solely a technology provider. Our Algorithms, communications, and materials do not constitute financial, investment, or tax advice. No fiduciary relationship is created between you and the Company.

6.2 "AS IS" and "AS AVAILABLE" Disclaimer

THE ALGORITHMS, SOFTWARE, AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT.

6.3 Limitation of Liability

To the maximum extent permitted by the laws of Singapore, the Company, its directors, officers, employees, affiliates, and agents shall NOT be liable for any:

• Direct, indirect, incidental, special, consequential, or punitive damages.
• Loss of profits, trading losses, loss of data, or loss of business opportunity.
• Losses arising from business interruption or broker insolvency.

This limitation applies whether the alleged liability is based on contract, tort (including negligence), strict liability, or any other legal theory, even if the Company has been advised of the possibility of such damages.

6.4 Cap on Liability

In the event that a court of competent jurisdiction finds the Company liable notwithstanding the foregoing, the aggregate liability of the Company shall be limited to the total fees paid by you to the Company during the twelve (12) months immediately preceding the event giving rise to the claim.

6.5 Indemnification

You agree to indemnify, defend, and hold harmless the Company from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable legal fees) arising from or related to:

• Your breach of this Risk Disclosure Declaration.
• Your misuse or unauthorized use of our Algorithms.
• Your violation of any applicable law or regulation.
• Any dispute between you and your Broker, VPS provider, or any other third party.
• Any trading losses incurred as a result of using our Algorithms.

SECTION 7: FORCE MAJEURE

The Company shall not be liable for any failure or delay in performing its obligations (including signal generation or algorithm availability) where such failure or delay results from any cause beyond the Company's reasonable control. Such causes include, but are not limited to:

• Power outages, internet backbone failures, or data center outages.
• Acts of God, war, terrorism, riots, or civil unrest.
• Government actions, embargos, or sanctions.
• Financial market closures, flash crashes, or exchange-imposed trading halts.
• Pandemics, epidemics, or public health emergencies.

SECTION 8: USER DECLARATION AND ACKNOWLEDGEMENT

By subscribing to, accessing, or using our automated trading algorithms, you explicitly, knowingly, and voluntarily make the following declarations:

8.1 You have read, understood, and agree to be bound by this entire Risk Disclosure Declaration.

8.2 You understand that FX and financial markets trading involves substantial risk, and I could lose all of my invested capital and more.️

8.3 You are using the Algorithms voluntarily, at my own risk, and with risk capital.️

8.4 You acknowledge that the Algorithm will trade automatically 24/5 on my VPS, and I accept all results of such automated trading.️

8.5 You understand that latency and slippage are unavoidable, and the Company does not guarantee execution at signal prices.️

8.6 You are solely responsible for my choice of Broker and VPS provider.️

8.7 You agree the Company has made no guarantees, promises, or representations regarding future profits or performance.️

8.8 You are of legal age and have the legal capacity to enter into this agreement in my jurisdiction.️

SECTION 9: GOVERNING LAW AND JURISDICTION

This Risk Disclosure Declaration and any disputes arising out of or related to it shall be governed by and construed in accordance with the laws of Singapore. The Parties submit to the exclusive jurisdiction of the courts of Singapore.

SECTION 10: CONTACT INFORMATION

If you have any questions about the risks outlined in this declaration, or if you do not understand any part of it, you should cease using this website and our services immediately and consult a qualified financial advisor or legal professional.

For inquiries regarding this declaration:

ALGOINSIGHTS PTE LTD

UEN: 201928835M

Address: 10 ANSON ROAD INTERNATIONAL PLAZA #31-10 SINGAPORE 079903